All products

Personal finance

Cadence

Plan each paycheck before it arrives.

Cadence is being designed to help households plan money paycheck by paycheck, understand upcoming obligations, organize debt strategies, and see how today's decisions affect future financial stability.

Status
In development
Platform scope
Web and mobile experience in development

Product capabilities

Designed around the decisions that matter.

A connected capability set intended to keep useful context close to the work instead of scattering it across disconnected tools.

  1. 01

    Paycheck planning

    Assign income across bills, spending needs, savings, and financial priorities.

  2. 02

    Bill scheduling

    Organize recurring and irregular obligations around actual pay dates.

  3. 03

    Debt strategy

    Compare avalanche, snowball, and customized payoff approaches.

  4. 04

    Forecasting

    See how planned decisions may affect upcoming pay periods.

  5. 05

    Stability tools

    Support emergency savings, irregular expenses, and reduced-income planning.

  6. 06

    Shared household planning

    Coordinate income, bills, and priorities across a household.

Planned workflow

From input to a useful next step.

The experience is being designed to support a clear progression from initial context to an informed outcome.

  1. Stage 01

    Define the pay cycle

    Enter income timing, balances, bills, and recurring obligations.

  2. Stage 02

    Build the plan

    Allocate the paycheck across immediate and future needs.

  3. Stage 03

    Test alternatives

    Compare debt, savings, bill, or spending scenarios.

  4. Stage 04

    Follow the cadence

    Use the plan as a clear guide through the pay period.

Intended audience

Built for focused use cases.

Paycheck planning for bills, debt payoff, forecasting, and financial stability.

  • 01Individuals paid weekly or biweekly
  • 02Couples and households
  • 03People organizing debt payoff
  • 04Users building emergency stability
  • 05People who prefer manual financial planning

DT Logic Labs portfolio

Discuss Cadence with the studio.

This product is currently in development as part of the DT Logic Labs portfolio.